Noah Holdings' H2 2025 CIO Report Forecasts Dual-Track Economy: Structural Inflation vs. AI-Driven Deflation, Urges Wealth Managers To Adapt Beyond Traditional Models

Author: Benzinga Newsdesk | August 27, 2025 04:25pm

• The Report explores a dual-track economic structure, balancing structural inflation with deep deflation driven by technological disruption.
• Technology-driven deflation is projected to be a transformative force, unlocking productivity gains as a key source of future value creation.
• Comprehensive analysis connects global economic shifts, AI disruption, and the rise of virtual assets like Bitcoin as engines of structural change.
• The Report recommends a multi-layered strategy, balancing short-term defensive positioning with long-term growth and liquidity flexibility.
• Wealth managers must move away from traditional debt-driven frameworks.

SHANGHAI, Aug. 27, 2025 /PRNewswire/ -- Noah Holdings Limited ("Noah" or "the Company") (NYSE:NOAH, HKEX: 6686))), a leading and pioneer wealth management service provider, has released its Noah Holdings | ARK Wealth H2 2025 CIO Report ("the Report"), which argues that geopolitical shifts and technological disruption, especially from AI, are setting the stage for a new era of capital markets dominated by technology-driven deflation logic.

The Report combines comprehensive market analysis with in-depth insight into the latest trends in wealth management. Some key themes include:

• Dual-track structure: The future will likely be defined by a dual-track structure of persistent structural inflation driven by geopolitics, deglobalization, aging demographics, and energy transitions, and deep structural deflation driven by technologies like AI.
• Efficiency gains from technology: Technology-driven deflation is changing how economies grow by reducing costs and amplifying productivity. As a result, marginal efficiency gains are set to become a major source of value creation.
• Future of virtual assets: Against the backdrop of technology-driven deflation, virtual assets would be poised to become one of the critical infrastructure for tomorrow's financial landscape.

The Report argues that, for high net worth investors, developing a deep understanding of "technology-driven deflation" will become essential to facilitating wealth transfer across generations.

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